About the position
Remote role.
We are seeking a Technical Payments Integration Analyst to conduct a short-term discovery and feasibility assessment for a payments solution that is being built.
The successful candidate will be responsible for analysing and documenting the technical requirements, integration approaches, and complexity of integrating a mobile money platform and payment service providers. The output of this engagement will be a detailed technical integration report to guide subsequent solution architecture and development.
This is a hands-off technical analysis role — not a software development position — requiring strong payments domain knowledge, API integration understanding, and the ability to operate independently.
Key Objectives
Assess integration with mobile money platforms
Analyse integration options with:
Local Payment Service Providers (PSPs)
Direct bank integrations (where applicable)
Evaluate both:
Customer payment (pay-in) flows
Merchant payment / settlement (pay-out) flows
Identify technical, operational, and regulatory considerations impacting integration
Key Responsibilities
Perform technical discovery of mobile money and PSP integration capabilities
Review and analyse available API documentation and technical specifications
Map end-to-end payment flows, including:
Customer initiation
Transaction processing
Settlement and reconciliation
Error handling and reversals
Assess authentication, security, and compliance requirements
Identify integration risks, dependencies, and constraints
Compare alternative integration approaches (direct vs PSP-mediated)
Produce a comprehensive technical integration report including:
Recommended architecture options
Integration patterns
API and security requirements
Regulatory and compliance considerations
Estimated implementation complexity
Required Experience & Skills
Payments & Financial Systems (Essential)
Proven experience in payments systems, fintech, or mobile money platforms
Hands-on exposure to mobile money ecosystems (e.g. MTN MoMo, Airtel Money, M-Pesa, or similar)
Experience working with Payment Service Providers (PSPs) or payment gateways
Understanding of merchant acquiring, settlement, and payout processes
Technical & Integration Expertise (Essential)
Strong understanding of API-based integrations (REST, webhooks, authentication models)
Ability to analyse and document:
Transaction lifecycle flows
Error handling and retry mechanisms
Reconciliation and settlement processes
Comfortable translating technical complexity into clear, structured documentation
Regulatory & Compliance Awareness (Essential)
Familiarity with KYC / AML considerations in payment systems
Understanding of regulatory requirements in financial services, ideally in African or emerging markets
Ability to identify and flag compliance risks early in the solution design
Nice-to-Have Experience
Prior experience working on payments solutions in Africa
Exposure to telco-led financial services
Pre-sales or solution discovery experience
Ability to produce high-level architecture or payment flow diagrams
Deliverables
Detailed Technical Integration & Feasibility Report
End-to-end payment flow diagrams
Integration options and recommendations
Risk, dependency, and complexity assessment
Inputs suitable for handover to architects and developers
Desired Skills:
- Technical Payments Analyst
- Payments Integration Analyst
- Payments Solution Analyst
